Debt sucks, but screwing over my future just to pay for my past decisions doesn’t seem all that wise either. I have come a long way in my journey to being financially educated. While I still have a long way to go, one thing I’ve learned is that borrowing money is to be avoided at …
Looking to save money? Here are 5 easy ways to start saving money, so you can start putting it toward things that matter more to you. 1. Cut cable, get an antenna then cut Netflix too. A digital antenna is a one-time cost of $15-20. I still get almost all the channels I care about …
With all my debt, I’ve found that the number one way I stay motivated is to feel like I’m constantly making progress. So I had to figure out how much I needed to put towards my debt to feel like I’m making progress. I call that number, your magic number. How a Magic Number Works $200 is …
Paying off debt can suck for all sorts of reasons. But it when there are causes near and dear to your heart and you struggle with donating to that cause because of your debt it can be the absolute worst. You may make some donations and then feel frustrated by your debt payoff progress. There …
Working hard is important if you want to reach your goals, but if you want to reach your goals and remain sane then you have to take a break every once in a while. Being only human, I sometimes also need to take a break. Tuesday was one of those times, I took a day …
When I started this blog back in August 2014, I had $6,177 worth of credit card debt. I had been well aware of this debt for a while. At the beginning of 2014, I actually had just under $8,000 worth of credit card debt. I wish I could say that once I realized I had …
Updated: March 25, 2017 So there are many arguments for and against renting vs. owning property. Personally, I have never owned any real estate, and while I recognize that it is great for some folks, it isn’t for me, at least not yet. Why? For two big reasons. First, I don’t know where I’m physically …
I just got back from D.C. and it was a fantastic trip. The best part? The total cost of my D.C. on a budget trip? $253.06 Total for the Trip = $253.06 Here is the breakdown: Gifts for Others: $43.61 I picked up some stocking stuffers (yes, I buy stocking stuffers in February) and birthday …
While there are a lot of pros and cons about having a day job, one of the pros is definitely the employee benefits. Benefits like medical, dental, and vision insurance, 401k company match, and paid time off. Don’t get me wrong I don’t have my job just because of the employee benefits, but the benefits …
I have a little story for you that got me a free drink at Starbucks. Over the holidays when I was visiting my family, we all went to Starbucks. We each ordered and paid for our drinks. I was surprised at how much mine cost as I had purposely picked something on the lower end …